With over $2 billion in assets, Stearns Bank N.A. is a financial institution providing nationwide equipment financing for your unique business needs. Employee-owned, Stearns Bank takes pride in providing fast response times, customized financing solutions and personal service, from start to finish. In addition, Stearns Bank is a nationwide Preferred SBA Lender dedicated to growing businesses by providing flexible, fast financing. With in-house approvals and a streamlined documentation and closing process, providing the financing you need when you need it. Member FDIC. Equal Housing Lender